Small businesses power the global economy
So why are so many denied access to fair finance?
Clear Factor is a transparent, democratised global invoice-finance ecosystem that provides every viable SME with access to fair and affordable working capital. It disrupts an existing €2.6 trillion market and addresses an additional €2.3 trillion market of small businesses denied finance today.
Our team has held senior roles at CHAPS, Bank of England, Lloyds Commercial Finance, Vocalink, Credit Suisse, M&S and Selfridges. Our technical team comprises researchers and academics with extensive experience in cryptography and decentralised protocols.
Clear Factor uses Ethereum to create smart contracts for the outcome of each invoice finance auction and Stellar for cross-border money transfers of invoice finance in any currency. We build upon a strong existing platform from day one: the Decimal Factor 10‑year‑old UK‑based lending brokerage. FactorToken (FXO), designed for stability and retention, lies at the heart of the ecosystem.
Join the Fair Finance revolution today